We have noticed an increase in fraudulent activity recently, particularly in the form of text messages informing members of large purchases being made on their card, along with a link to a non-UKFCU website. UKFCU will NEVER text you and ask you to click on a link to verify a purchase, nor will we ever ask for your debit card number or one-time secure access code to your Online Banking. If you receive such a text message, please do not click on the link. If you suspect fraud, please give us a call at 1-800-234-8528 or (859) 264-4200.

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Do you have a loan with UKFCU? If so, we'd like to thank you for choosing a local credit union partner that can provide members with great rates. We have an easy-to-use payment portal called PayPoint that can be found on this page.

If you have a new loan with us, or have already uploaded your insurance in the past, you may be required to upload proof again. If you have additional questions, please select “FAQ” for more information regarding our insurance requirements.

† New Auto: $1,260 is the difference between the amount paid in interest between UKFCU's rate at 5.74% APR compared to the national average new auto APR of 6.84% APR over the life of a $40,000 auto loan over 60 months. Source: nerdwallet.com as of 11/1/24.

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† † Savings Certificate: 197% is how much more interest will be earned with UKFCU's five-month certificate rate at 4.75% APY compared to how much interest would be earned during the same period at the national average certificate rate of 1.60% APY. Source: fdiv.gov as of 11/18/24.

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Already have an auto loan with us and need to upload your insurance information? It's easy! Just use the portal provided by MyInsuranceInfo and follow the prompts. Make sure your insurance provider has UK Federal Credit Union listed as the lien holder on your insurance policy.

When you need access to extra money, UKFCU has you covered with a wide variety of direct loan options. We offer low interest rates on direct loans to help you make a new purchase, further your education or simply establish a safety net.

You can apply for your loan online anytime. When you use our convenient Online Banking, your loan application will already contain your personal data, saving you time. If you prefer, you can download a hard copy of the loan application instead.

Applying for a loan at UKFCU is easy! You can apply for a loan online or in person. If you’re applying for a loan online, simply click on the option you like best. We’re here to help you get the loan you need, fast. Direct loan options include:

Advantage : 1. Low friction 2. Wear resistant 3. Easy replacement 4. Minimum lubrication 5. Requires little attention 6. Running in not required 7. Dimensions relatively small 8. No scraping required tofit shaft Why Us : 1. Highest quality and most competitive price----we are the only one manufacture who adopts import raw materials. Low bad rates, is just 0.1%. It is amazing, and with cheap price and guaranteed quality. 2. Delivery fast -----Goods be sent out within 3 to 7 days based on order quantity. 3. Professional-----We are special in source and sells, as development, methods, conjugations, and handling. 4. Best service-----Answering e-mails or solving questions timely. Delivery and update information on time. Trust, good quality and service are the basic of long term business.