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Royal Bank of Canada routing number is used to process cheque and electronic transactions such as funds transfers, direct deposits, digital cheques, recurring loan and bill payments.
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
To get the best deal, it pays to look for specialist services. Many of which take a new approach, and skip the usual costs of sending money around the world.
When you send money with us, you get the real exchange rate — just like the one you see on Google. Combined with the low, upfront fee we're known for.
Your transit number and institution number are there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your RBC branch number. But it’s always worth checking the right account and routing number with your bank or your recipient.
Wise Payments Canada Inc is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M15193392. Wise has an MSB licence with Revenu Québec under business number 1171229694.
If your RBC account number only has nine digits but a form requires 11, simply add two zeros in front. For example, 123456789 is 00123456789.
Find the Royal Bank of Canada institution number, transit number, and routing number for domestic or international wire transfers. And if you’re transferring internationally, save on fees with Wise.
In Canada, banks and other financial institutions identify their branches with a unique transit number (also known as branch numbers). A transit number is made up of five-digits and together with the institution number they form a routing number.
If your RBC bank transit number is only four digits long, add a 0 in front of the number. Example: Branch 1011 is 01011.